If you're looking for credit builder loans you should check out Credit Strong! They offer a quick sign-up and penalty-free cancellation!
With their credit building loans, they have helped many people sleep better at night. Credit Strong is available to help anyone who needs it, no matter what credit history they have.
Credit Strong's primary goal is to provide a clear and affordable solution for improving credit scores and increasing savings.
Credit Strong's mission is admirable. The opportunities that they offer to help people build credit are among the best available.
This comprehensive review will cover everything Credit Strong and their credit-builder loans. The good, the bad, and the ugly.
What is Credit Strong?
Here's a brief description of the company:
Credit Strong is the first FDIC insured savings account that combines credit building and saving. Credit Strong lets you grow your savings while building credit. Instead of making large upfront deposits for credit builders loans or spending on credit cards, Credit Strong lets you save money.
It appears that the company will be of great benefit to many people. We'll see later if this is the case.
Who owns credit strong? Austin Capital Bank
Credit Strong, a division within Austin Capital Bank, was founded in 2006. Austin Capital Bank is located in Austin, Texas and have a 5-star rating with the FDIC insured Texas State Savings Bank.
Strong In-Depth Credit Review
We will dive deep into Credit Strong to examine the different aspects of the company and how the three credit bureaus are involved. This Austin Capital division will be examined in detail.
Where can I find the Credit Strong Service?
Credit Strong is available for purchase in 47 states. It is not available in Wisconsin or North Carolina. Wisconsin does not require you to have spousal assistance. This cannot be verified online. North Carolina has a legal battle that excludes the military. They decided not to offer any services until they can resolve the issue. It is illegal to lend money to consumers secured by deposits in Vermont.
Credit Strong Features
Lender Loans: $1,000 - $18,000
APR: 5.83% to 14.89%
Terms: 12-months to 10 years
Administration fees: From $8.95 to $25
Early Termination Fee: None
Prepayment Penalty: None
Credit check required: None
Available: All states except for:
- North Carolina
- Wisconsin
- Vermont
Minimum Income Requirement: None
Credit Bureaus Reports: Yes, Equifax, TransUnion, and Experian.
Contact Customer Service: 1-833-2850-0850
Customer Service Hours: Mon-Fri, 8 AM to 5 PM (CST).
Mobile App: None
FDIC Certificate: 58082
Promotions: None
Is credit strong legal?
Anyone who is looking to improve their credit score will find Credit Strong a great option. The approval process for credit lines is simple and you will eventually have cash in your pockets.
Do your research. Don't jump in just because someone seems to be doing well. Always look into what other competitors have to offer.
You shouldn't expect to make any money, even though your savings account might look like it is gaining interest...
The total loan fees will turn that into an expense.
Is Credit Strong able to Pull Hard?
You can do it! There are no worries!
Credit Strong accounts don't require a hard credit inquiry, which means that your credit score will be safe.
Are there any fees?
Credit Strong currently offers seven plans. Below is a table that details the fees and interest rates associated with each plan.
There are fees. Credit Strong offers 7 plans, as you can see from the table below. Below are all the details about their plans, including fees, interest rates, and terms.
Register 1,000
- $15 per month
- 13.50%
- 10 years
Register for 2500
- $15 per month
- 7.75%
- 10 years
Get 1,000 for less
- $8.95 per month
- 14.04%
- 12 Months
Get 1,000 for less
- $8.95 per month
- 14.89%
- 24 Months
Build and Save 2,000
- $8.95 per month
- 14.43%
- 24 Months
MAGNUM(r), 4,500
- $25 per month
- 5.92%
- 10 years
MAGNUM(r), 9,000
- $25 per month
- 5.86%
- 10 years
MAGNUM(r), 18,000
- $25 per month
- 5.83%
- 10 years
How do I open an account?
To open an account, you can visit their website. The application takes approximately 5 minutes and your credit won't get affected. Credit Strong doesn't pull your credit. You will need to have a checking account, a debit card, or a prepaid card in good standing to be eligible.
Can I cancel Credit Strong?
Yes. Yes!
You can cancel your subscription at any time without worrying about prepayments or termination fees.
What is Credit Strong Report To Credit Bureaus?
Within 30-60 days of your first payment, your credit report will be available on your account. Although they provide the credit bureaus your payment history...it can still take time for them to process that info and apply it to your credit history report.
It's easy to build credit by paying monthly and keeping your information up-to-date with the three credit bureaus.
Credit Strong: How to Get Started?
Are you interested in finding out what Credit Strong can do to help you? Here's how you can get started!
What are the Eligibility Requirements for a Job?
First, make sure that you are eligible for Credit Strong.
Here are the essentials:
Credit Strong excels in meeting requirements...they don’t even require a minimum income!
Apply for Credit Strongly
Credit Strong is easy to use and takes only 5 minutes.
Credit Strong will review your application and use past bank records to decide whether you should be accepted.
They do not conduct a credit check.
Once you have been approved, you can begin making credit-building payments immediately!
Is Credit Strong concerned about your credit score?
They don't care one bit about your credit score. It doesn't matter if you have good credit or bad credit. This isn't about your credit score.
Not A Credit Repair Service
Credit Strong is not a credit repair company. Credit repair services can help remove bad marks from someone's credit reports. Credit Strong does not do credit repair. They simply provide information about the customer's payment history to the credit bureaus.
Reporting can improve your credit score if you are good at managing your credit. However, if you fail to pay your credit installment loans through your credit builder accounts it can be detrimental.
Credit Strong will notify the bureaus about missed payments and a report will be created. Your credit score can be affected if you don't make timely payments. Credit Strong should be treated the same way as other creditors, even if they don't issue credit cards.
Credit Strong: Are Credit Builder Loans Possible With It?
High credit scores can help you get in to almost any place, but low credit scores are not so easy. It can feel like there are no options when you're trying to improve your credit score.
Credit Strong is here to help.
Credit Strong has 7 plans that can help you build credit. You can cancel your membership at any time, without penalty.
Get started today to get results as soon as you can.
Find out how they can assist you today!
Customer Reviews
Credit Strong has received 5 stars from many customers, describing their progress with loans and how it helped to improve their credit scores in just 30 days.
FAQ
Which is the fastest way to build credit?
These are some of our top tips for building credit quickly:
- 1You must pay your bills on time
- 2Regular payments
- 3For higher credit limits, ask
- 4Dispute credit report errors
- 5Become an authorized user
- 6Secured credit cards are a good option
- 7Credit cards should be kept open
- 8Mix it up.
Which card builds credit faster?
The Discover It card is always a favorite among the people along with the Capital One Mastercard.
Which credit card is best for bad credit?
Few cards are as popular today as the others.
What are the Three Major Credit Bureaus?
Equifax, Experian, and TransUnion are the three largest credit bureaus.
What can I do to increase my credit score?
A great way to improve your credit score is to keep your balance on your cards low and make the monthly payments on time.
How are FICO Scores Calculated?
FICO Scores are calculated using a variety of credit data, including credit history and reports. It can be divided into five categories: credit mix, payment history, the amount owed, length credit history, and payment history.
Credit Strong will help you increase your credit score by allowing you to pay back your "loans" on time.
What is the #1 recommended business model for 2022?
It would be great to not be held responsible for credit card issues again.
Imagine having a bank account that is so large, that you don't have to worry about your FICO score stopping you from purchasing the house of your dreams.
Steady Calls team has found a program that will help you do that. It is our top recommended business model for 2021.
Digital Real Estate
Lead generation, or lead generation, is one of the most efficient ways to build wealth in 2021.
It is difficult to get into the physical real estate market, especially when you consider the difficulty of the market exiting in this year's market.
However, is easier and more affordable to access.
You only need to create a website and rank it on page 1. Then, pass the calls to the business owners.
You can see that if you are the top search result on Google, you will receive the majority of the calls.
You might be wondering how to make this work.
How can you make money?
It's actually quite simple...
Each job has a monetary value. This is how home advisors became multi-million dollar businesses.
But businesses hate home advisors right?
Yes, we don't think you need to be a home advisor. You can do better.
Imagine it as being exclusive partners with the business owners. You send the work, and he does it.
All owners in the service industry need more work. They're looking for people they trust!
You can truly separate yourself from home advisors by giving them the lead and not passing it on to anyone else.
Let's talk about money...how much?
Let's take roofing as an example.
Roof replacements average about $10,000. Roofers may charge a referral fee of approximately 10-20 %...
You could make $50,000 if your local roofing website had 5 jobs per month!
They would be happy to throw 5k each month your way.
Did you notice what you did? This is how you make a digital asset, but are still making high-end real estate rent.
You're afraid you won't be able to do it because you don’t know how to create a website...let alone rank it...
Don't worry, we got you.
Where to Learn?
Steady Calls team searched the world for a program that taught this exact business model and wasn't taught by Scammy Gurus. We are confident in our findings.
They will guide you step-by-step through the entire process, from start to finish.
They also offer live calls twice per week, where you can chat and ask any questions.
They also have a Facebook group that you can access 24/7. This is a wonderful way to meet like-minded people.
They don't take any man behind lightly.
We've seen students go from struggling to earning 15k per month with our review pass in only 90 days!
If digital real estate, passive income, and financial freedom sound like something you'd be interested in...check it out!