October 13



Review of CTFO: Another Pyramid Scheme?

Is CTFO worth your time and money?

Are you interested in CTFO?

We'll be reviewing CTFO in this article to determine if it is truly the best MLM.

We will discuss whether CTFO MLM is right for you.

I will answer some of your most common questions about MLM and CTFO at the end.

But, most importantly, I will show you my exact system to build my internet marketing business to more than $40,000 per month mostly passive income.

MLM is a system that uses the same skills, but it's more powerful and lucrative.

CTFO Review: What's the Future Outcome (CTFO), MLM About?

Changing The Future Outcome is a multi-level marketing company that specializes in health and wellness. The company's flagship product is CTFO CBD Oil. It was established in 2015.

This review will provide additional information about CTFO and will also give you hard facts to help you make a decision before you sign up.

What is changing the future outcome?

CTFO (MyCTFO.com), founded by Steve Finger and Michael Khan, is a network market company offering a business opportunity within the CBD Oil or Hemp Oil regions. They are located in London, UK.

CTFO stood for Chew The Fat Off. The company was rebranded to CBD Hemp Oil Products after it changed its name from weight loss to CBD Hemp Oil Products.

They use CO2 Extracted CBD. They are non-GMO, pesticide-free, and only use the best quality organic ingredients. They are also free from cruelty.

CTFO Review: Summary

Name: The Future Outcome (CTFO).

Founders: Stuart and Steve Finger, Michael Khan in 2015

Corporate Executive Vice President: Steve Finger

Type: Health and Wellness CBD oil - Multi-level Marketing / Network Marketing

Products (Including Pricing): 20 of 100

Success Stories: 0 out of 100

Join for Free

  • $19.95 per month (premium membership).
  • $47.47 auto-ship of products monthly (40 of 100).

Ideal for: People who love the MLM model and excel in recruiting and selling

Rating: 30/100

Recommendation: NO


Yes, CTFO can be used as a multi-level marketing company

What should I look for in an MLM?

  • Maintenance cost & starting fee are low
  • Products of high quality and affordable price
  • There is no need to keep inventory
  • A similar setup to an affiliate
  • A generous plan of compensation
  • The company is still in its early stages of a startup

Product Review: What is The Changing the Future Outcome MLM Product Product Line?

CTFO offers a variety of products in the following categories:

  • Health - CTFO CBD oil and healing cream
  • List Element
  • Anti-aging - Hair growth shampoo/conditioner and sun cream, CBD anti-aging serum, massage oil. Bath bombs.
  • Nutrition - CBD gummies, protein shake, pain relief oil, etc.
  • Pets - CBD spray for pets, hemp chews, CBD spray

It is important to note that the CBD MLM industry is highly saturated.

CTFO's flagship product is what makes it stand out. CBD OIL.

It is important to first understand why someone would want CBD oil. Because CBD oil comes from cannabis, there are some gray areas about whether it is legal in certain states or countries.

The oil contains less than 0.3 percent of Tetrahydrocannabinol, the component of cannabis that gives you the "high".

Some illnesses, such as:

  • Relieves pain
  • Allergies cancer symptoms
  • It reduces anxiety and depression
  • Lowers blood pressure
  • Acne is reduced
  • Reduces diabetes
  • Parkinson's and epilepsy symptoms are eliminated

There are some benefits to taking this supplement regularly.

These claims need to be supported by more research.

MLM Quick Report: Changing the Future Outcome (CTFO).

Summary: CTFO, an MLM company in health and wellness, specializes in CBD oil. It is said to have many health benefits because it is extracted from cannabis.

CTFO associates often lose money because of high monthly fees and expensive products. The only way to make money is to recruit lots of people.

Recommended No

Are You able to make money with CTFO products?

Yes, You can!


Network Marketing (MLM), is a complex area that many people have difficulty understanding.

Check out our Top Five Reasons Network Marketers Fail.

Now, don't get me wrong...

MLM can make you money, but you need to be willing to put in the work (which is hard), in order for you to earn real money while you learn the ropes.

This program helped me skyrocket my online company to more than $40,000+ per month It is so easy that making money becomes second nature.

Two ways to make money with CTFO MLM

You can make money as a CTFO associate by:

  • Sell their products and receive a 30% commission
  • Recruit people to earn bonus sales

Note: This community does not pay you any money for recruiting members. Only your sales team will pay you bonuses.

You will see that you need to spend $47.47 per month. This means that you can make more money and get more bonuses by recruiting more people.

CTFO Compensation Plan 1 - Make Money from Sales

You can make money by selling products to people directly and making a commission. Each product sold by the brand is subject to a 30% mark-up.

This retail commission rate is quite high compared to other MLMs such as Emrys, Hempworx, and Kannaway.

CTFO Compensation Plan 2 - Make Money, Build a Team

You can build a strong team through recruiting and building a large downline. Each sale made by your downline will result in a commission.

It is different from all other MLM companies.

You will not be paid by the brand for recruiting people under your leadership. Only if your downline sells, will you make any money.

What is CTFO?

There are many health and wellness products available.

It allows people to work from home and make money selling products or recruiting others.

This setup allows the company to save monthly marketing costs and staffing physical offices/stores across the country.

How to Get Started with CTFO MLM?

It seems like it's technically free... but you will need to purchase some products in order to test them and then sell them.

If you are interested in joining, I recommend that you purchase a "Business Builder Pack".

Plan for Compensation to CTFO

Their Compensation Plan is very complicated -- nearly 13 pages of math!

Here are some key points I have understood from my review.

The Compensation Plan offers only five (5) methods of getting paid.

  • Retail Income (30% Commission)
  • Uni-level Commissions – Bonuses for Downline Sales (5 levels deep - 20% to 4% depending upon the downline position)
  • Matrix Commissions: More bonuses from downline sales (21-level deep 1% bonus).
  • Profit-Sharing Opportunities in The Matrix (PSP) - Only 3 people below you in the matrix
  • Infinity Bonus and Top Gun Bonus Pool – More bonuses for your downline

This is a great video! The CTFO Product Information Bonus - PIB

Get commissions by ranking up in CTFO MLM

This could be possible? Is this possible?

CTFO offers matrix pay regenerating -- what do YOU think?

Take a look at this PSP diagram. Does it look like a pyramid?

CTFO Review: Is CTFO A Pyramid Scheme?

Many people wonder if CTFO scams or is just another Pyramid Scheme. It isn't a pyramid scheme, as it's possible for people to make money selling products and getting commissions.

The better question for MLM companies, however, is: Is CTFO one of those "pyramid schemes disguised?"

You can build a successful MLM company with CTFI. But, there are other ways to build a business.

This is my #1 choice!

It is unlike MLM because it provides actual proof of success from real people even as recently as a few days back.

Why is CTFO not a pyramid scheme?

What company uses a Pyramid Scheme to attract employees?

Any company that promises members payment to recruit more people will be scammed.

Outright pyramid schemes are illegal in many countries. They do not sell products or services. This is illegal as it is not sustainable and many people involved lose a lot.

Based on my review, this is not a pyramid scheme because they promote legitimate products and services. It is a scam, but many people believe it.

MLM companies can use their products to conceal the truth. They also make good money by recruiting more people to the company.

Sadly, the "associates" (or consultants/distributors) usually end up losing money due to the monthly fees required to stay active.

What do I like about CTFO MLM?

It is high-quality and I love it. There are some very positive reviews about the brand.

What is it that I don't like about CTFO MLM?

  • High-end products
  • Monthly sales quota
  • Pyramid scheme in disguise
  • Non-transparency
  • Trend down

CTFO products that are expensive

Their products are very expensive. They can be up to 200% more expensive than other CBD products.

The flagship CBD oil product from this company will set you back $120. The quantity is also lower than other MLM companies.

Monthly Sales Quota

It is the only CBD MLM to require a monthly sales quota and charge its partners a monthly cost.

Is CTFO A Pyramid Scheme In Disguise?

It isn't a pyramid scheme. It can, however, be disguised as a pyramid scheme.

WHY? Three of the four methods of earning money are through recruiting

  • Recruitment of people to make recurring income
  • You don't have to pay $47 for 10 people. It allows its partners to focus on recruiting and not selling.
  • Recruitment of people for passive income

Not transparent - No income disclosure

They did not disclose income like other MLMs.

Trend down

Their Google trend is slowly declining each day. This is a sign that the business is ending soon. All those who wish to be part of this community should be concerned by the review.

CTFO Reviews: Is CTFO a Scam?

The question is: Is CTFO a fraud?

Absolutely not.

It sells legitimate products and pays their associates according to what they promise.

But the question is: Is it the right opportunity to make money at home?

Is CTFO MLM Still In Business?

It has been in existence for three years and it is still in business.

Is it legal to use MLM to change the future outcome (CTFO)?

Yes, it's a legitimate business.

The whole industry isn't regulated. If the government lowers the price (or if you need to get a license to sell CBD Oil), you could find yourself in serious trouble.

CTFO Review: Is CTFO MLM a Good Option for You?

Is Changing the Future Outcome a good idea?

These points are why I don't recommend it openly.

There are many options when it comes to building your business.

Even if you are determined to become an MLM marketer you have better options than CTFO.

Steady Calls is the #1 Recommendation for Making Money Online in 2021

Our review team discovered a program that is top-notch in the real estate industry!

It's digital, but not real estate.

Yup, Digital Real Estate!

CTFO's greatest weakness is its scalability.

You have a limited amount of time and you only have so many people to reach.

MLM companies are aware of this fact!

They will push you to recruit for your team...it's not a one-man/woman show.

What if you could make more money from your local websites? Without spending hundreds of dollars on expensive products or spending a lot of time recruiting people who will sell under your brand?

This digital property program will allow you to make a recurring monthly income with no sales to friends or constant recruiting!

Does it sound too good to be true

It does, of course!

It's not, however. In fact, many business owners wish that they had this skill.

You can simply build and rank a local website, and then forward the jobs to a business owner.

This applies to any service-based business such as tree service, plumbing, or towing.

What are the best ways to get paid?

It's simple, once you have sent the jobs to a business owner, he makes some money from them, you just ask for mutual benefit.

Based on the industry, a fair price per lead is between 10-20 %... let's take the tree service industry as an example and use the worst-case scenario.

Let's suppose you rank the site, and that only 10 jobs per month are received. Tree service jobs can range from $500 to $2000.

This means that you should have at least $500 per month in assets!

It's digital real estate, which is why they call it now. This is a rent payment.

It is easy to scale. There are no worries about:

  • Your upline getting paid before you
  • Encourage your family and friends to purchase from you
  • Every day, recruiting people

Remember CTFO? Only those who meet the monthly quota will get any of the pie.

You can actually get huge FLAT RATE DEALS by taking the course that we recommend. This is truly passive income!

This training program will take making money online to another level. You will be guided by the owner of the program, who will also share his screen and occasionally speak to you.

Learn the importance of keywords and website names, how to send calls notifications via email, backlinking, and other details.

After the training program is complete, you will have access to a Facebook Group that we think is better than the CTFO MLM. This group is more active.

Contrary to CTFO, which only offers $10 per sale, CTFO could offer 10-20X that.

Businesses will always need more leads and more jobs. It doesn't matter if the job isn’t coming from their website. They see it as it is...expanding their digital real estate.

Contrary to CTFO, many people are able to leave their 9-5 jobs.

You can have passive income from digital real estate, but most of your time will be spent with your friends and not selling to them.

You probably have a lot of questions.

Check this out to find out more.


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